ICICI Lombard offers Overseas Individual Travel Insurance
ICICI Lombard is the front runner in Travel Insurance.The Company is allied with UnitedHealth International (UHI) in the US to provide the travellers access to a wide network of hospitals and physicians
Foreign travel, be it for a holiday, business or studies is always exciting and you would want nothing to come in the way of your trip. To ensure your travel is exciting and worry free, ICICI Lombard offers Overseas Individual Travel Insurance that covers unexpected and unplanned medical expenses when you are abroad. Besides medical expenses, the company also offers plans that cover a host of non-medical expenses..KEY BENEFITS:
Key BenefitsCashless hospitalisation facility available worldwide
Avail of quality health care through our tie-up with UnitedHealth International (UHI), the global arm of UnitedHealth Group, one of the largest and most diverse health care companies in the United States
No medical check-up required for policy issuance. Coverage up to 85 years without medical tests
The insurance also covers medical evacuation costs back to India
Pre-existing diseases are covered under life-threatening emergency situations*
Platinum plan offers Daily Allowance in case of hospitalisation
Maximum available coverage for 360 days (Silver and Bronze Plan - 60 days; Salt & Pepper and Family Plan - 180 days)
Pay Per day: Slab rate for first 7 days only, then pay on a per day basis
Trip Cancellation & Interruption coverage
Extend the policy online in case you extend the trip, and pay only for number of days
Financial Emergency Assistance
Reimbursement for losses caused by Travel Delay
Inexpensive plan for the Neighbouring Countries
Multi-trip Plans & Family Plans
Fast settlement of claims
This policy also covers you for hospitalisation in case of Swine Flu / H1N1 influenza, if it
is not a pre-existing disease
Buy Online and pay in EMIs without any extra charges**
* Conditions Apply
** EMI facility available only for ICICI Bank, Citibank and HDFC Bank (up to 6 months) credit card customers at the sole discretion of the Banks.
Note: EMI option subject to minimum annual premium of Rs. 10,000.
Various plans to suit your needs:
Platinum Plan: A comprehensive plan which includes medical cover to Trip Cancellation and Interruption.
Gold Plan: Host of benefits along with medical cover.
Salt and Pepper Plan: Covers from 71 to 85 years, available in two sum insured options, US$ 50,000 & US$ 25,000 (depending upon age).
Silver Plan: Medical cover for your basic needs.
Bronze Plan: Inexpensive plan for people who need to travel to neighbouring countries.
Family Plan: Applicable for 2 adults below the age of 60 years, minimum one child and a maximum of four children.
Multi-Trip Plan: Specially designed for frequent traveller. Valid for 1 year with two options of 30 days and 45 days as the maximum duration per trip. Available up to the age of 70 years.
Limit of Covered Expenses:
For policies with medical expenses Sum insured over US$ 100,000, the limit of liability of the company will be restricted to US$ 100,000 per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/ or hospitalization expenses.
For persons aged 56 years and above, the maximum eligible medical expenses per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses are as follows:
Hospital Room and board, and hospital misc. Expenses - US$ 1,600 per day up to 30 days.
ICU - Max. US$ 3,000 per day up to 7 days
Surgical treatment - Max. up to US$ 12,000
Anaesthetist services - up to 25% of surgical treatment
Physician’s visit - Max. US$ 75 per day up to 10 visits
Diagnostic and pre-admission testing - Max. US$ 750
Ambulance services - Max up to US$ 500
What Is Not Covered In The Policy:
Medical expenses arising out of:
Pre-existing conditions except in case of life-threatening situations
Addiction to alcohol, drugs
Mental disorder, anxiety, depression
Sexually transmitted diseases, AIDS, HIV
Radiation, nuclear weapons induced expenses
Expenses arising out of loss of valuables, money, securities and tickets
Loss of passport in public places
Contact Numbers For Further Details:
Toll Free No. 1800-209-8888
NRI customers can call on: +91-22-66723800 (Chargeable)